
Feeling frustrated with being declined a mortgage due to bad credit? Do not worry, you are not alone. Life can throw unexpected challenges, leaving a lasting impact on our credit scores.
We specialise in helping individuals with defaults, CCJs, or low credit scores find tailored solutions that fit their unique circumstances.
Other lenders or banks may turn you away, but that does not automatically mean you still cannot get help. We navigate the complexities of the mortgage market for you to find the best deal available.
Specialists in bad credit mortgages
- Defaults & CCJs accepted
- Find out how much you can borrow
- Get advice on how to improve your credit rating
- Direct access to banks to explain your circumstances
- Arrears, Low Credit Scores & IVAs accepted
- All property types allowed





















3 simple steps
to securing your mortgage with CLS Money
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Complete our quick and easy form to see the available mortgage products that suit you
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We will handle all the necessary paperwork and manage your entire mortgage application
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Start enjoying the benefits of your new mortgage
Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply
Can I get a mortgage?
Do I Qualify
We are growing a forest
Planting a tree with every mortgage
Gemma May
Operations Director
